This asset protection tool made available on a group basis helps to lower the cost.
Long Term Care insurance allows a person to have long term care services provided in the comfort of their home. This type of insurance pays for some or all your long-term care services that are not covered by your health insurance or Medicare. Long-term care services includes help with daily living activities, home health care, respite care, hospice care, adult day care, care in a nursing home or an assisted living center.